Terms & Conditions

Overview: Olean Area Federal Credit Union On-Line Rewards Program is a service of Olean Area Federal Credit Union. This program is provided for all eligible members of Olean Area Federal Credit Union. All users of this website agree that their access to and use of this website are subject to the terms and conditions set forth herein and all applicable laws. Any access is undertaken at the user’s own risk. These terms and conditions may change without prior notice.

Eligibility: Eligibility for the Olean Area Federal Credit Union On-Line Rewards Program is limited to current members of the Olean Area Federal Credit Union. Points earned in the program cease to exist when this eligibility is severed. No credit, transfer, or redemption of Reward Points is available after eligibility is severed.

Changes and Disputes: Olean Area Federal Credit Union reserves the right, without prior notice, to discontinue or change the program at any time.

Olean Area Federal Credit Union reserves the right to change these terms and conditions at any time. 

All questions or disputes regarding eligibility for this program, the eligibility of rewards, the availability of rewards or points, the terms and conditions of the program will be resolved by Olean Area Federal Credit Union at its sole discretion.  

Participation Enrollment: Each eligible myRewardsChecking account member is automatically enrolled in the Olean Area Federal Credit Union On-Line Rewards Program and will use their member number to gain access to the Olean Area Federal Credit Union On-Line Rewards Program website. Upon initial login, participants may create their username and personal password

Earning Rewards: Members must be in the myRewardsChecking account type, receive e-statements and have 25 plus POS (point of sale) debit card transactions posted to their account each month to earn $10 in gift card rewards.

Redemption and Reduction of Points:

  1. Any On-Line Rewards Points not redeemed before account closure will expire.
  2. Reward Points may only be used to redeem merchandise from the online catalog. Points are not redeemable for cash.
  3. The Reward Points you accrue do not constitute your property. You cannot transfer Reward Points to another cardholder. Reward Points have no monetary value except to the extent specifically provided for by a reward.
  4. Reward Points may accumulate, but expire AFTER 13 months.

Claiming a Reward:

  1. Olean Area Federal Credit Union reserves the right to modify merchandise available in the Reward Points On-Line Catalog at any time and without notice.
  2. When you have obtained sufficient points, you may redeem an item(s) from those described in the On-Line Catalog.
  3. Specific merchandise is subject to availability and substitutions may be made based on availability or market conditions.

Statements of Olean Area Federal Credit Union Reward Points Earned: This website provides eligible participants with details of transactions, as well as Olean Area Federal Credit Union On-Line Rewards Point balances.

Termination of Program: Olean Area Federal Credit Union reserves the right to terminate the Program at any time without prior notice to you. If the program is suspended or terminated, any unredeemed Reward Points must be redeemed within one month of the date of termination of the program.

Participant Program Tracking: It is the responsibility of each eligible participant to use their awarded points to redeem items from the Olean Area Federal Credit Union On-Line Reward Program Catalog. Awarded points can only be redeemed for merchandise presented in the Reward Points Online Catalog.

Privacy Notice: This website is housed and operated by Online-Rewards on behalf of Olean Area Federal Credit Union. The information collected on this website will be used by Olean Area Federal Credit Union in connection with the Olean Area Federal Credit Union On-Line Rewards Program.

Copyright: All textual, graphical and other content appearing on this World Wide Web site, unless otherwise noted, are the property of Olean Area Federal Credit Union.

Email Notices: When you visit this website or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this website. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Confidentiality: If you use this website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account and password.